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The lowest in the hierarchy of precious metal named credit cards, silver credit cards have been close to because the conception of credit cards in the mid-1950s. Today silver cards have been surpassed in prestige by gold credit cards and platinum credit cards and so have more commonly come to be recognized as standard or basic credit cards.
 
  
Positive aspects of silver credit cards
 
 
The advantages that silver credit cards have over other kinds of cards include:
 
 
* reduced annual membership fees (if any)
 
 
* reduce threshold salary which you require to earn if you want to apply
 
 
* the exact same credit limit as other credit cards if you have a very good credit background or manage your card sensibly
 
 
* % interest for amongst 6  9 months when transferring your account balance from one credit provider to another
 
 
The basic truth is, if you are not that fussed over the image you portray when you are out shopping with your credit card, and are more concerned with how you manage your credit card debit, then silver credit cards are certainly far more favourable than any other credit cards on provide.
 
 
Drawbacks of silver credit cards
 
 
* lower money withdrawal limits
 
 
* much less rewards in rewards promotion packages, such as a reduced percentage rate money back return with money back credit cards or decrease airmiles with airmile credit cards
 
 
* less travel perks  for instance, if you have a gold or platinum card you may be entitled to automatic upgrades when travelling, but as there are far more standard silver credit cardholders, it is unlikely this benefit will be afforded to you as well
 
 
* less prestige, which may possibly indicate retailers are less prepared to give you the exact same service as they could supply to gold and platinum cardholders. [http://www.greenbeanextract.com/ article]
 

Nuvarande version från 3 december 2012 kl. 00.44

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