Less Debt Fast-How to get out of debt quickly
A couple of months ago, I finished paying off $26,500 in debt -- most of it student loans. It took less than two years to save up that cash. During that time I became a pro bargain shopper, tested my limits with expiring foods and briefly resorted to using food stamps. Like most 20-somethings, I thought I'd be saddled with debt well into my 30's and possibly 40's, just like my parents. But here I was, just 25 years old, and debt-free. My mission to wipe out my debt kicked into high gear right after graduation from Arizona State. I had landed my first job as a local reporter in Green Bay, Wisc., making $13 an hour. Not only did I have $20,500 in student loan debt, but I also owed another $6,000 for my 2003 Honda Civic. I tackled my car loan first since it charged a higher 8% interest rate. I also had six months before I had to start making payments on my five student loans. After taxes, I was taking home roughly $1,900 a month and spending roughly $1,300 of it on rent, utilities and other living expenses. My goal was to save $1,000 a month -- so I scaled back. Even while working 10- to 12-hour shifts, I'd skip meals -- eating a protein bar or drinking Ensure shakes to get me through the day. The occasional "splurge" entailed spending $5 at McDonald's for a Sunday breakfast of hotcakes, sausage and two hash browns. I have to admit that I have found a site that has helped me a lot with my debt, beside the fact that I have worked hard and lost most of my time paying my debts. On this site i found very useful information on how to improve my credit score and lower my debt in a very fast period. As I have read the articles on that site I gained a lot of useful information on how to trick the credit companies to lower the interest on my debt and how they over charge you and take advantage of your loans and the ability not to return them. This site is : LessDebtFast and I wanted to share it with all of you who are in need of help and stuck as I was with my debt. I hope this will help you a lot and I am pretty sure that you will find a lot of useful information that will improve your credit score and get you out of debt faster.
