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- 20 december 2012 kl. 23.24 (skillnad | historik) . . (+6 142) . . N MessnerSistrunk210 (Skapade sidan med 'Rate-and-term replacing Rate-and-term refinancing pays off one loan with the proceeds from the brand new loan, using the same house as security. This type of loan lets you m...') (senaste)